Indian Fintech Ecosystem by The Digital Fifth

Essentially three eras:

Before 2010: Digital marketplaces generating leads for loans and insurance

2010 – 2014: Payments ecosystem growing across B2B and B2C

2015 till date: Wallets going from expansion to closure, Usage of Indiastack (Aadhaar / eKYC / UPI / eSign etc) simplifying tech, Lending Fintechs prospering, Insurtech leaders evolving, PFM business moving towards cross-selling, Fintech Enablers thriving.

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