Indian B2B Fintech Startups : Getting ready for international expansion

India has one of the largest and widest set of Fintech startups with multiple mature startups in payments, lending, wealth, regtech and banktech areas. Indian startups have largely focused on local market for past few years due to sheer size of the opportunity available. This is reverse of Israeli ecosystem, which is focusing on international…

Project Management works well when

Technology projects are designed to fail; and when I say fail I meant to include delayed execution, multiple slippages of timelines, scope misalignment, cost overrun, opportunity loss and many more…apart from discomfort among team and loss of trust from business… But what does it take to make project management tick so that it delivers result…

Open Banking-Journey to Embark upon

Open banking is major digital transformation initiative which encompasses opening of banking services and data for consumption to third parties and internal consumption. With new terms to hear on daily basis like Neo Bank, Challenge Banks, Open Banks; relevance of Open Banking has never been serious as it is today… But is this limited to…

Payment & GST : Missing link or an idea for a startup

As organizations rush for year end closure, there is definite challenge in identifying the linkage between Payments Done / GST of the payee / TDS paid. The same is true for the collections done during the year. A simplistic yet powerful change may create immense value to the ecosystem. Debit cards / Credit cards linked…

Planning to apply for small finance bank? – Go Digital First

Most of the small finance banks had MFI or NBFC background and had focused sharply on branch based acquisition and servicing of clients. This was the perfect way of growth for these banks as they had branches at the core of their business model. However, as these banks have gained traction, many of them have…

Planning to apply for small finance bank: Don’t outsource your core

RBI has recently opened on tap license for small finance banks. As qualification criteria is not as stringent and capital intensive as for universal bank, many Nbfcs, MFIs, Fintechs (in lending) are expected to apply. These small finance banks may go for total outsourcing of technology to jump start the launch (this is what has…

Technology setup and unit works well when

It is not easy to build one of the best technology team which drives changes to impact business to achieve their goals but it is not difficult also to build such unit.. Technology goals are aligned with business goals – To make technology unit to succeed, it has to be completely mapped with business strategy,…

Universal API Sandbox- Critical Driver for Startup ecosystem

For any technology startup ideation, one of key aspect is to build workable solution and that can happen only through building solution with right specification & integration mechanism. API Sandboxes play important role in providing such ecosystem where APIs are hosted in test environment and early startups can understand construct of APIs and select right…

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