Indian fintech funding hit USD 1.63Bn in 2025 across 77 startups, led by lending at USD 712M. Explore deal trends, top segments, funding stages, key hubs, and RBI’s 2026 capital...
Know moreIndian Fintech Funding Report Jan - July 2025
What’s Inside?
India’s fintech ecosystem raised $909M across 90 startups between Jan – July 2025 Lending and Payments dominated. This marks a 95% jump from $464M in Jan – July 2024, fueled by RBI’s Digital lending guidelines and Priority Sector Lending norms, which boosted credit innovation.
Top Funded Segment:
Lending led with $315M (Flexiloans, Infinity Fincorp Solutions, APACFIN), followed by Payments at $258M (CRED’s $75M Series G, Cashfree, Zeta).
Lending surged 148% YoY, driven by strong demand in MSME financing, digital credit platforms, and education loans, as regulatory clarity from RBI spurred scale-up investments.
Other Highlights:
Insurance drew $86M, led by InsuranceDekho’s $70M Series C, as investors backed digital-first distribution models; regulatory reforms like the Composite License and NHCX are set to further accelerate insurtech growth..
Smallcase ($50M) highlighted retail investor appetite for DIY investing.
Most rounds were Series B/C, showing preference for scaled, revenue-driven fintechs.
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