Indian Fintech: A Growth Story
Indian Fintech: A Growth Story Indian Fintech A Growth Story Download Report Indian Fintech has seen an incredible growth story. After 2010, the market became more defined with segments like Neobanking, P2P Lending and more coming up and seeing innovative use cases: Till 2012: Initial stage of development of digital marketplaces Wallets started emerging 2013 […]
Travel As A Service
Explore Travel As A Service (TaaS) and how it is transforming the travel industry with embedded solutions, white-label platforms, and Super App integration. Download the report now!
INDIA FINTECH FUNDING – FEB’21
The India Fintech Funding saw a huge push in the month of February with 13 startups raise total funding of $253 million, not including the debt funding raised by lending startups ProCap and Eduvanz.
CBDC – Central Bank Digital Currency
Central Bank Digital Currency (CBDC) will be a focus in this decade: With the advent of private decentralized cryptocurrencies like Bitcoin, Ethereum, etc. central banks of different countries are playing catch-up with the digital currency. After realizing the significant lead that private cryptocurrencies have taken, the central banks have finally woken up and currently, 50+ […]
Setting up Profitable Digital Lending Business
Indian customers across Retail and SME segments, who are unable to get loans from banks, are willing to pay high interest and fees to get credit from Digital Lenders. In the last 5 years, hundreds of Digital Lenders have tried to build a business and very few have been able to scale profitably. Despite massive […]
Public Credit Registry impact on Fintech Ecosystem
Public Credit Registry impact on Fintech Ecosystem The Indian Lending Ecosystem has evolved over a period into a multi-layered system consisting of players like Fintech Start-ups, Data Providers, and also Credit Bureaus. But a large population of the country including SMEs and MSMEs are still deprived of Formal credit. We believe that Public Credit Registry […]
Are you Setting up Lending Fintechs / NBFC : Where to start? Part 4
Are you Setting up Lending Fintechs / NBFC? Loan Origination System – Key Differentiator Before the advent of Fintechs, Bankers primarily assumed that the entire customer onboarding journeys were handled manually. As a process, the loan documents were submitted via DSAs / Sales Team to the Credit and Operations team for approval and disbursal. Even […]
Are you Setting up Lending Fintechs / NBFC : Where to start? Part 2
Getting it Right: Product Market Grip Credit needs are never the primary needs of the customer. Customers are driven by their need to buy a product like a car or a service. When we are building a Digital Lending business for a segment of our choice, we have to focus on the following elements: Customer […]
API Driven Business Strategy
API Driven Business Strategy When the world moves away from Mobile First to API First, it is always an interesting phenomenon to study. There was a time esp in Financial Services; there was a rush across all Banks, Financial Institutions across the globe to launch mobile apps across products. In early 2010, banks rolled out […]