The Challenge
Supporting an emerging rural entity's business strategy, the initiative aids a growing Agritech firm in extending its financial services beyond dairy. The project involves enhancing technology, product diversity, partnership management, and expanding financial offerings for rural value chains, starting with farming.
Our Solution
Strategic Alignment Across Functions
Defined clear initiatives for each function to drive toward organizational goals with unified focus.
Governance & Partnership Enablement
Established inter-functional coordination and led key negotiations to improve margins, commissions, and cost of funds.
Tech-Driven, Compliant Product Delivery
Developed in-house LOS/LMS with a custom credit engine for farmers, ensuring regulatory compliance and integration with a leading credit bureau.
The Digital Fifth’s Approach
- The team evaluated embedded finance business models, assessed global product operations and market reception, analyzed partnerships via comprehensive interviews, and collaborated with leadership on the company's future strategy.
- Driven by leadership vision, The Digital Fifth team set organizational goals, collaborated with department heads to plan time-bound initiatives, and obtained leadership approval for a consolidated cross-functional business strategy.
- The Digital Fifth team assisted functional heads in prioritizing initiatives, fostering focused cross-functional efforts, enhancing partnerships, and driving the overall business strategy with effective program management.
Accomplishment
- The client has successfully been able to increase the AUM
- The monthly rate of disbursals has increased multifold
- The client has been able to forge partnerships with bigger players in the market.
