Indian B2B Fintech Startups : Getting ready for international expansion

India has one of the largest and widest set of Fintech startups with multiple mature startups in payments, lending, wealth, regtech and banktech areas. Indian startups have largely focused on local market for past few years due to sheer size of the opportunity available. This is reverse of Israeli ecosystem, which is focusing on international…

Draft Guidelines for “On Tap” Licensing of Small Finance Banks: Time to get ready for the application

RBI has shared draft guidelines for “On Tap” Licensing of Small Finance Banks in the Private Sector on 13th Sept 2019. As of now, SFB appears to be the only way to become a bank in the country as RBI is no longer issuing Payment Bank License as well as Universal Bank License. As per…

Project Management works well when

Technology projects are designed to fail; and when I say fail I meant to include delayed execution, multiple slippages of timelines, scope misalignment, cost overrun, opportunity loss and many more…apart from discomfort among team and loss of trust from business… But what does it take to make project management tick so that it delivers result…

Planning to apply for small finance bank: Don’t outsource your core

RBI has recently opened on tap license for small finance banks. As qualification criteria is not as stringent and capital intensive as for universal bank, many Nbfcs, MFIs, Fintechs (in lending) are expected to apply. These small finance banks may go for total outsourcing of technology to jump start the launch (this is what has…

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